• Tag Archives money
  • Back In Its Own Stall

    79  bar falls 29.84 1mph ENE dew-point 61   Summer, hot, moving toward muggy

    Waxing Crescent of the Thunder Moon

    The cracks in the red car’s head were tiny.  I saw them.  They ran, in one instance, down the threads that hold the spark plug in place.  While threading in a spark plug or under pressure, these cracks could have broken loose and allowed oil and exhaust gases to invade the spark plug and generally foul things up.  Carlson was thoughtful in showing them to me.

    We’ve sunk almost $5,000 in this car this year.   That’s almost a year’s car payments.  Even so, we could put in the same amount next year and still be ahead of the game.  It runs quite well now, though there is that piece that fell off on the way home.  No kidding.  A big chunk of something fell off.  I’m going to take it back and ask them about it, but not today.  It looks like a shield or rock barrier, not metal, rather some kind of composite, tarpaper like material.

    It’s 31-32 miles per gallon on the highway alone justifies keeping it in our two vehicle collection.  The pick-up we’ll park for the most part in the not too distant future.  $90 a tank to fill it up.  Ouch.  And it sucks the gas down, too, with its v-8.  What were we thinking?  It is, though, a useful vehicle for errands and landscape chores.  Another advantage is its four-wheel drive.  (Oh, come to think of it, that’s what we were thinking.  In 1999, when we bought it, Kate still had call and  hospital duty.  She had to be able to get to where she was needed.) That makes it potentially important in a severe winter situation.  Besides, pick-ups and SUV’s have lost significant value.  We could get nowhere the value it is to us.  So, it will stay, too.

    Our neighbor went to bed apparently healthy, then woke up the next day with MS.  A striking and sudden life change.  It has occasioned a major alteration in their lives.  They went from the salary of a 58 year old career civil servant at the peak of  his career to a fixed income household.  This was six months ago.

    How it will affect their family dynamics over the long haul is an open question.  The prednisone  makes  him cranky.  He’s gone from an active guy who built his own observatory and sailed Lake Superior to a wobbly man who can no longer read.  His mental acumen seems fine, but for now he wanders, lost in the bewilderment of this rapid change, as well he might be.

    Today is an inside day.  I’m going to write on Superior Wolf, get ready for my research on Unitarian Universalism in the Twin Cities and, maybe, crack the case and clean off my cooling fan.


  • Ethics Escaped Their Heads Long Ago

    73  bar falls 30.07  1mh ENE  dew-point 48  Sunny, pleasant

    New Moon (Thunder Moon)

    The little red car has its new head.  Phhew!  Even so, new heads require inspection to be sure their connections are good, so it won’t come home  until Saturday.  Too bad we don’t inspect the heads of decision makers as well.  Say, hmmm.  Bush. Cheney.  Rumsfeld. Each one of this trinity of corruption and incompetence has a bad leak somewhere, for sure all their ethics escaped their heads long ago.

    Kate and I had lunch at Saji-ya in St. Paul.  This is an old hangout for me, but I hadn’t been there in several years.  They had redecorated.  When I mentioned it to the host, he said, “Oh, 3-4 years ago.” Sashimi is a great lunch, light and healthy.  Kate had her usual tempura.

    We both agreed that if we ever moved back to an urban area that it would be St. Paul.  It has leafy streets, older homes, distinct neighborhoods and a generally laid back approach to urban living.  The main large avenue, Summit Avenue, has a long, relatively intact stand of Victorian homes, many large enough to qualify as mansions.  Rice Creek Park, which has the Ordway Center (music and performing arts center), the central Public Library, the James J. Hill Library, the St. Paul Hotel and the Landmark Center (former federal building) remains my favorite urban space.  The center city is compact and contains many buildings from the turn of the century (the last century) so modernism has not stained its skyline as it has Minneapolis.

    The St. Paul Chamber Orchestra plays the kind of classical music I love.  The state capitol and the main government offices are just up the hill from downtown.  The Mississippi river winds through its heart and, as a result, the street system has a charming eccentricity.  Many people from Minneapolis claim they can’t drive in St. Paul.  Too confusing.  I have the same problem in the western suburbs.

    We’ve had another money meeting with the woman I think of as our financial strategist.  She helps us with the practical side of money management and she is very good.  After a period of lackadaisal attention to the financial aspect of our life, we have developed a steady routine, a consistency that has allowed us to build up cash reserves, save plenty of money for retirement and still enjoy travel, taking care of our family and our home.


  • Years of Change

    58  bar falls 30.01 0mph SW dew-point 52  Beltane, cloudy and cool

                      Last Quarter of the Hare Moon

    RJ Devick has his offices at 169 and 394, a tall building, 20 stories, for the burbs.  It has a glass curtain wall and looks like the generic office building.  We go out to see RJ once a year.  At those  meetings we examine our portfolio and its performance–fine–any changes in our financial situation, all positive.  More money in savings.  Kate’s income stayed up rather than decline as we had imagined when she made the shift to managed care.  Kate is within 2 years of retirement.  2 years.

    These are years of change, not so much in the purpose of our lives, as in the external actions related to it.  Kate will stop working at Allina, but will keep her license up and volunteer more.  Her change is my change, of course, as the stay at home spouse.  She will enter the homeworld full time and we will have to adjust to that.  I don’t anticipate any major issues.

    I leave tomorrow morning for Denver and since Kate uses the laptop for her work, I will not be posting for the next week.  Look for a trip summary next Thursday or Friday.


  • The Most Ancient Trail of All

    54  bar falls 30.06  1mph NE  dew-point 51  Beltane, cloudy and drizzly

                       Last Quarter of the Hare Moon

    A change has begun to creep over the Woolly Mammoths.  It is at least late fall for us.  One of us had an episode of Bell’s Palsy over the weekend.  He first thought, as I would have, stroke.  The effects lingered into this week. 

    Late last night came news of a Woolly spouse.  Cancer of the utereus.  Adenocarcinoma.  A hopeful prognosis if tests next week find it in an early stage.  Even so.   

    Frank’s heart attack before he came to the Woolly’s and his bypass surgery after have kept medical issues in front of us, yes, but these are new.  Fresh.  Signals that we have begun to age.  The fact is that such matters are no longer unusual in our period of life.  While still not common, they will begin to pop with increasing incidence until, one by one, this herd of Woolly Mammoths and their spouses follow those of the Ice Age on that most ancient trail of all.

    On a cloudy, cool day with a light rain falling this news could be depressing, but I find it just so.  These matters are as key to our developmental age as were graduations in our 20’s and weddings in our late 20’s and early 30’s.  Like those earlier rites of passage, the action is not in the event itself, but in our reaction to it over time. (to paraphrase Saul Alinsky)

    I spent an hour and half outside today, planting and transplanting.  Cloudy, cool, drizzly.  Perfect for that work.  Blue fescue, Maiden Grass, cucumbers, watermelon, squash and morning glories will each enjoy the rain on their first day in their new locations.  The daylily transplant project was part of this and continues, in dribs and drabs, as it will until we finish it, probably some time in July. 

    We go out to see RJ Devick, our financial planner/money manager, today.  These situations become more and more pertinent as Kate nears retirment age and I  enter that time when eligibility for both pension and social security are upon me.  Considering these matters thoughtfully are also part of our development period.  We are at the cusp of a major change in our lives.


  • I May Fire-up the Chainsaw

    46  bar steady 1mph SSW windchill 46

        Waxing Crescent Moon of Winds

    Kate and I developed a plan to repay the extra money we spent in Hawai’i.  It was the first joint trip we’d taken in a long time and we reverted to some old, looser behaviors.

    We had our business meeting and planned when to fix the red car, posted for the last three weeks (a pain) and decided how to move money around for the new exercise area TV.

    My two tours for tomorrow are put together and I’ve only got a bit more to do on the Weber tour.  Then I should be able to move to the hydroponic set-up and to more careful reading of the Permaculture book. 

    The gardener in me wants to get outside and do something so I may fire up the chain saw over the weekend.  There are plenty of buckthorns to trim.  The weed wrench can pluck them out of the ground once the soil thaws.