• Tag Archives banks

  • Kevan the Tool

    Posted on by Charles Comment

    Fall                                                Waxing Autumn Moon

    We qualify for a special mortgage deal proposed by my favorite institution in America, Wells Fargo Bank.  We went in today to see Kevan, a home mortgage specialist.  Kevan had a computer screen we could see and he happily punched in numbers explaining the joys of this wonderful deal.

    Until.  “Can I see the type of contract you’re proposing we sign?  You know, the terms?”  “It’s all right here,” Kevan said, pointing to the computer screen.  Oh, well.  Since it’s on a computer screen, that’s good enough, right?  Wrong.

    “I’d like to see the language we’d be expected to agree to, Kevan.”  “The terms are right here.” Kevan pointed to the swing out computer screen.  Again.

    They weren’t.  What the screen showed was the advantage to us of taking the deal.  That’s all.  No other contractual information.

    Kevan and I did not get along.  We did, because I had my much smarter partner with me, go ahead and sign up because the deal could lower our monthly payments by a significant amount.  In the process of signing up however they collected information about our income and several pieces of what I consider proprietary information.  And we get nothing in return.

    We can still say no, but this was the only way (ONLY WAY) I could get to see the terms of the contract.  Kevan said it was a national program.  I pointed to the phone.  He could call the national program surely and get us the information.  He got exasperated then because signing up was the only way.  ONLY WAY.  Kevan is a corporate tool.

    Afterward, I toured a group of tall, elegant Somali teenagers through the MIA’s ancient art collection.  They were attentive and interactive.

    At 1:00 PM I went over to the Eye Institute where I had my semi-annual glaucoma check up.  This was the first time in over 20 years that I have not seen Jane West.  I now see Dr. Brown.  My eye-drops have dropped my pressures into the safe levels and my optic nerve is stable.  Between the holes punched through my iris in 2004 by laser and the eyedrops, we’re keeping that nerve as healthy as possible.

    I started out with a central hole in my optic nerve bigger than normal, so I have less room to accommodate change.

     


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  • I believe that banking institutions are more dangerous to our liberties than standing armies – Thomas Jefferson

    Posted on by Charles Comment

    Beltane                                                                                    Waxing Garlic Moon

    “If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their Fathers conquered… I believe that banking institutions are more dangerous to our liberties than standing armies… The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.” – Thomas Jefferson

    Now, Tom Jefferson and I don’t always see eye to eye, but I really liked that part about a revolution every twenty years or so he mentioned in that Declaration of his.  Now ours.

    I’m not sure what the point of this quote is exactly but I sure agree with it.  I mean, who wouldn’t understand that banks and corporations have grown up depriving the people of all property while their children wake homeless.  Just ask any of those of folks with a foreclosure in front of the house they thought was theirs until Wells Fargo or JP Morgan or Bank of America decided they couldn’t have it anymore.

    Jefferson also grew lots of stuff at that house he built, Monti-cello, and we try the same thing here, though not quite as scientific, I suppose.  He sent out those two good boys, Lewis and who was that other one?  Clark.  Yep.  Clark.  They wandered a long way from home.

    I also like that line, banking institutions are more dangerous to our liberties than standing armies.  Amen.  My boy’s in the Air Force and I trust his thinkin’ a lot more’n I do those guys behind mahogany doors and deep plush carpets.

    So, the next time you send in your mortgage or car payment why not stick Tom’s message in along with it.  Hell, can’t hurt.


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