Counting Down

Fall                                                                                    New (Samain) Moon

photoR

The Woolly meetings count down, now 2, November and December. Tonight a writing teacher came, courtesy of Charlie Haislet. We met in the casual room of the University Club, that quirky brick and ivy place where Summit curves north toward the cathedral and the state capitol.

We wrote, sharing pieces of our lives, not pieces held back necessarily, but pieces discovered in the writing and new then to the rest. It was a warm and loving meeting, for men of our age perhaps unusual, at least among the white educated demographic from which we all come.

I needed this immersion among my friends, my brothers because the week has been strenuous, even stressful. Yet, the time also points up the loss, heightens the foreground/background shifting of life now. Minnesota/Colorado. Colorado/Minnesota. In the mountains, on the Midwest.

When I drove down Highway 10 tonight, a point came where one sign indicated Minneapolis and the other St. Paul. Tonight I chose the left hand path since my destination was St. Paul. But, in a way that fork in the road sums up the last twenty years, living now north of two cities in which I have lived and places I love, going sometimes to this one and sometimes that.

The uncertainty of the mortgage underwriter decision process drains the joy out of this time for me and I look forward to knowing whether we will be able to proceed or not. If not, it’s back to the looking process. If so, it’s hop in the truck next week, canned goods and a computer onboard, an air mattress, a picnic set for dining at the new place, a bedroll. Signing documents here and there, talking to fencing contractors. Getting the new place turning toward our life.

Whole Forests Shudder

Fall                                                                                 Samain Moon

Mover. Selected. Home Insurance. Selected. Appraisal. Done. Sleep. Disrupted. 58 pages of documents collated and faxed in addition to the 30+ we sent out on Monday. Done. Whole forests must shudder each time a realtor makes a deal.

A list of 25 things that need to get done between now and move in. Examples: Inside work list. Paint bid. Carpet bid. Pick a moving date. Get specific house measurements. Buy washer/dryer. Contract for perimeter fence. Estate lawyers for Colorado estate law. Medical insurance in Colorado. Medical records to Colorado. Wireless setup. Utilities transferred. And on. and on. and. on.

Due to early rising to complete more document discovery, collation and transmittal both Kate and I are a little (ok, a lot) fried. Sleep deprived and wrestling with detail overload. I don’t feel overwhelmed, but I am pretty whelmed.

This two weeks will probably be the most intense of the entire process if our mortgage application is accepted. Here’s an example from the Hadean realm of the underwriter. When I sent them a copy of our IRA holdings and our Vanguard holdings, I did not print the second page. I never do to save paper. But, if it says page 1 of 2, the underwriter has to see the second page. Even though it contains nothing. So, reprint. Resend.

How this process ever got accomplished before fax and e-mail, I’ll never know. It must have required logistical expertise of military strength. In the early 1980’s I was involved in a major settlement with the Keith Heller folks. They brought you those lovely cement slabs with swatches of colored panels on the West Bank. When the community group with which I worked finalized the deal, we faxed my signature to Washington, D.C. to HUD. This was such a big deal-the faxing-that I have a picture of myself in the act.

Now there’s fax, e-mail, scanning. Document retrieval, sharing online. And electronic signatures. Without all this there is simply no way we could have contemplated finding a house and trying to buy it in a period of three weeks. Which also means, I suppose, that we would not have had this fun, super compressed period we’re in right now. Hmmm.